Integrating with Titus (Pay at Close) – HDPhotoHub

The Titus integration allows your clients to order media now and pay later at closing. This helps clients move forward with listings without upfront costs, while your business still gets paid right away.

How to set up the TITUS integration

For step-by-step instructions with screenshots, see the Step-by-Step section at the bottom of this article.

Step 1: Go to the Business tab

Step 2: Click the App Integration tab

Step 3: Scroll down to the Pay at Close section

Step 4: Click 'Enable' under TITUS

Step 5: Follow the prompts for registering or logging in

Step 6: Once steps are complete on Titus, you will be redirected back to your HDPhotoHub account. Titus Pay at Close is now ready for your Clients to select during checkout!

How Pay at Close Works

When a client selects Pay at Close with Titus as their payment method:

The client completes a short application
Titus performs a soft credit check (no impact to credit score)
If approved, the order is placed with no upfront payment required
Titus pays you immediately
The client repays Titus when the home closes or based on their agreement

Key Benefits

You get paid immediately just like a normal order
Clients can order services without upfront cost
Simple application process during checkout
No impact to credit score when applying

Repayment Terms (For Clients)

Repayment is typically required when:

The home sells
The listing is canceled or withdrawn
The listing is no longer active
A maximum timeframe is reached (typically 6 months)

Clients may also choose to repay early with no penalties.

Availability

Titus is currently available for U.S.-based users, with some state restrictions.

Common Questions

Does this affect my Client's credit?
No. The application uses a soft credit check. Credit is only impacted if repayment terms are not met.

Do I have to wait to get paid?
No. Payment is issued immediately once the order is completed.

What happens if the home doesn’t sell?
The client is still responsible for repayment based on their agreement with Titus.

Can my client repay early?
Yes, early repayment is allowed with no penalties.

Important Note

Some applications may require manual review before approval.
If your client has an existing Titus loan for that address, they will be able to add the additional balance onto the existing loan for additional products.
Pay with Titus is now available from the pay balance page.

Need Help?

For questions about financing, approvals, or repayment, please contact Titus directly at (650) 449-8333, email support@gotitus.com, or visit their website at gotitus.com.

For help with orders or using Titus within HDPhotoHub, our support team is happy to assist.

TITUS Integration Setup

Step-by-step: